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This course provides details on how card payments are processed, including differences between older ‘magnetic stripe’ transactions and newer EMV (or ‘chip’) based transactions. Using this as a base, the course outlines specifically how payment solutions are being implemented around the world on smartphones and mobile devices, the differences between mobile acceptance and mobile issuance, and how other types of payment methods and payment processes may be implemented on these devices. This includes discussions of tokenization and token service providers, their relationship to financial institutions and merchants, as well as card transactions using card readers, contactless payments, and the rise of mobile apps, mobile wallets, and the ledger systems that are often used to manage these processes. Topics of mobile security, security standards, cryptography, protection of sensitive data, potential data breaches, malware, and key management are touched upon at a high level, but primary focus is provided to the mobile payments eco-system and implementations.